Hover or tap underlined Spanish terms to see their translation and exam tip.
Según el Real Decreto 607/1999, que regula el seguro de responsabilidad civil de suscripción obligatoria para embarcaciones de recreo o deportivas, la cobertura del seguro de responsabilidad civil de suscripción obligatoria comprenderá:According to Royal Decree 607/1999 governing compulsory civil liability insurance for recreational or sports craft, the compulsory insurance cover includes:
Show the answer
Correct answer: d) Material damage to third parties.
Why it is correct
Article 6 of Royal Decree 607/1999 includes material damage to third parties, waters and port facilities, as well as personal injury to third parties, within compulsory cover.
Why the others are not
- a) Article 7 expressly excludes paying passengers (who require separate passenger insurance).
- b) Personal injury to the skipper or helmsman of the craft is excluded from third-party liability cover.
- c) Own damage to the insured craft is excluded (Art. 7).
How to work it out in the exam
- Compulsory recreational insurance (RD 607/1999): covers third-party material and personal damage; excludes own boat, skipper and paying passengers.
Where this question comes from
- Ministerio de Transportes (Madrid) · 2025 · Convocatoria de abril · PPER Test 1 · question 13 Official paper · Official answer key
- Ministerio de Transportes (Madrid) · 2025 · Convocatoria de abril · PPER Test 2 · question 13 Official paper · Official answer key
Pending instructor review. Machine translation, not reviewed.